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	<title>Mommy Banker</title>
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	<link>http://mommybanker.wordpress.com</link>
	<description>Work to live.  Live to love.</description>
	<pubDate>Sat, 19 Jul 2008 09:12:16 +0000</pubDate>
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		<title>MoneySmarts celebrates first year with personal finance seminar</title>
		<link>http://mommybanker.wordpress.com/2008/07/19/moneysmarts-celebrates-first-year-with-personal-finance-seminar/</link>
		<comments>http://mommybanker.wordpress.com/2008/07/19/moneysmarts-celebrates-first-year-with-personal-finance-seminar/#comments</comments>
		<pubDate>Sat, 19 Jul 2008 09:12:16 +0000</pubDate>
		<dc:creator>jhorca</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://mommybanker.wordpress.com/2008/07/19/moneysmarts-celebrates-first-year-with-personal-finance-seminar/</guid>
		<description><![CDATA[PDI&#8217;s MoneySmarts is celebrating its first year anniversary by hosting an interactive personal finance seminar on August 2, 2008 at the AIM Conference Center in Legazpi Village, Makati.
Event promotions officially start on July 21 but you may already book your seats by sending an email to register(at)iluvlearning(dot)com.  Promo fee is P250 (will increase to P300 [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p style="text-align:left;"><span style="font-family:Arial;font-size:x-small;"><span style="font-size:10pt;font-family:Arial;">PDI&#8217;s MoneySmarts is celebrating its first year anniversary by hosting an interactive personal finance seminar on August 2, 2008 at the AIM Conference Center in Legazpi Village, Makati.</span></span></p>
<p style="text-align:left;"><span style="font-family:Arial;font-size:x-small;"><span style="font-size:10pt;font-family:Arial;">Event promotions officially start on July 21 but you may already book your seats by sending an email to register(at)iluvlearning(dot)com.  Promo fee is P250 (will increase to P300 on the 21st). </span></span></p>
<p style="text-align:left;"><span style="font-family:Arial;font-size:x-small;"><span style="font-size:10pt;font-family:Arial;">Speakers include Dr. Queena Lee-Chua on rising inflation and how it can affect savings and setting financial goals, Chinkee Tan, author of “Till Debt Do Us Part” to talk about overspending and how to get out of a debt trap and how to manage credit wisely, Ramon Tejero, head of research and portfolio strategy for Citibank’s insurance and investments arm in the Philippines, will walk participants through the step-by-step preparation of a financial plan (so you won’t come home with only dreams of financial independence in your head) and bestselling author Francis Kong, who will teach how these can all be made possible.</span></span></p>
<p style="text-align:left;"><span style="font-family:Arial;font-size:x-small;"><span style="font-size:10pt;font-family:Arial;">Go to <a href="http://blogs.inquirer.net/moneysmarts/2008/07/14/moneysmarts-celebrates-first-year-with-personal-finance-seminar/" target="_blank">http://blogs.inquirer.net/moneysmarts/2008/07/14/moneysmarts-celebrates-first-year-with-personal-finance-seminar/</a> for more details.</span></span></p>
<p style="text-align:left;"><span style="font-family:Arial;font-size:x-small;"></span></p>
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			<media:title type="html">jhorca</media:title>
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		<title>Quote of the Day</title>
		<link>http://mommybanker.wordpress.com/2008/03/30/quote-of-the-day-11/</link>
		<comments>http://mommybanker.wordpress.com/2008/03/30/quote-of-the-day-11/#comments</comments>
		<pubDate>Sun, 30 Mar 2008 13:20:07 +0000</pubDate>
		<dc:creator>jhorca</dc:creator>
		
		<category><![CDATA[quote of the day]]></category>

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		<description><![CDATA[Language is the bridge that connects our minds and hearts with the outside world. Using vulgar expressions coarsens our soul, vulgarizes our spirit and builds a rickety and unreliable bridge.
&#8211;  Rabbi Shmuley Boteach
       ]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>Language is the bridge that connects our minds and hearts with the outside world. Using vulgar expressions coarsens our soul, vulgarizes our spirit and builds a rickety and unreliable bridge.</p>
<p>&#8211;  Rabbi Shmuley Boteach</p>
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		<title>The Years are Short</title>
		<link>http://mommybanker.wordpress.com/2008/03/13/the-years-are-short/</link>
		<comments>http://mommybanker.wordpress.com/2008/03/13/the-years-are-short/#comments</comments>
		<pubDate>Thu, 13 Mar 2008 16:17:33 +0000</pubDate>
		<dc:creator>jhorca</dc:creator>
		
		<category><![CDATA[family]]></category>

		<category><![CDATA[relationships]]></category>

		<category><![CDATA[happiness project]]></category>

		<guid isPermaLink="false">http://mommybanker.wordpress.com/?p=208</guid>
		<description><![CDATA[
 Gretchen Rubin has just released a short video about the value of time spent with our loved ones.   &#8220;The days are long, but the years are short.&#8221;
As a working mom,  it struck close to home.  I&#8217;m often so busy trying to squeeze time to be THE superwoman and often forget that for my son, all I need [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p><span style="text-align:center; display: block;"><a href="http://mommybanker.wordpress.com/2008/03/13/the-years-are-short/"><img src="http://img.youtube.com/vi/8jgVKw9rXRg/2.jpg" alt="" /></a></span></p>
<p><a target="_blank" href="http://www.happiness-project.com/"> Gretchen Rubin</a> has just released a short video about the value of time spent with our loved ones.   &#8220;The days are long, but the years are short.&#8221;</p>
<p>As a working mom,  it struck close to home.  I&#8217;m often so busy trying to squeeze time to be THE superwoman and often forget that for my son, all I need to do is be his mom. </p>
<p align="justify">=======================================<br />
Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep</p>
<p align="justify">Subscribe to my <a target="_blank" href="http://feeds.feedburner.com/MommyBanker">feed </a>or subscribe via <a href="http://www.feedblitz.com/f/?Sub=&amp;Publisher=539303">email</a> to get notified of my next post.</p>
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		<title>Build or Remodel Your Own House:  free ebook</title>
		<link>http://mommybanker.wordpress.com/2008/03/13/build-or-remodel-your-own-house-free-ebook/</link>
		<comments>http://mommybanker.wordpress.com/2008/03/13/build-or-remodel-your-own-house-free-ebook/#comments</comments>
		<pubDate>Thu, 13 Mar 2008 02:11:26 +0000</pubDate>
		<dc:creator>jhorca</dc:creator>
		
		<category><![CDATA[books]]></category>

		<category><![CDATA[freebies]]></category>

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		<description><![CDATA[Build or Remodel Your Own House
Save 25% without Lifting a hammer
Be the General ContractorCarl Heldlmann,  author of the bestseller Be Your Own House Contractor is letting visitors to his website download this ebook for free for a limited time period. 
Hurry,  download it now and learn how to : · Get Started
· Select Land Wisely
· Select &#38; Read House [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><div align="left"><strong><font color="#ff0000"><span class="style4">Build or Remodel Your Own House</span><br />
</font>Save <span class="style5">25%</span> without Lifting a hammer<br />
Be the General Contractor</strong>Carl Heldlmann,  author of the bestseller <strong><u>Be Your Own House Contractor</u> </strong>is letting visitors to his website download this ebook for free for a limited time period. </p>
<p><span class="style15">Hurry,  download it now and learn how to </span><span class="style14">:</span><span class="style14"> <span class="style13"></span></span><span class="style14"><span class="style13">· Get Started<br />
· Select Land Wisely<br />
· Select &amp; Read House Plans<br />
· Establish a Budget<br />
· Estimate Building Costs<br />
· Find Good Subcontractors<br />
· Get Discount on Materials<br />
· Schedule the Work<br />
· Obtain Financing<br />
· Get Permits</p>
<p><a target="_blank" href="http://byoh.com/ebook.htm"><strong>Click here to download Carl&#8217;s eBook</strong></a></p>
<p></span></span></div>
<p align="justify">=======================================<br />
Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep</p>
<p align="justify">Subscribe to my <a target="_blank" href="http://feeds.feedburner.com/MommyBanker">feed </a>or subscribe via <a href="http://www.feedblitz.com/f/?Sub=&amp;Publisher=539303">email</a> to get notified of my next post.</p>
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			<media:title type="html">jhorca</media:title>
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		<title>Quote of the Day</title>
		<link>http://mommybanker.wordpress.com/2008/03/11/quote-of-the-day-10/</link>
		<comments>http://mommybanker.wordpress.com/2008/03/11/quote-of-the-day-10/#comments</comments>
		<pubDate>Tue, 11 Mar 2008 14:26:53 +0000</pubDate>
		<dc:creator>jhorca</dc:creator>
		
		<category><![CDATA[quote of the day]]></category>

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		<description><![CDATA[“God grant me the serenity to accept the things I cannot change, courage to change the things I can, and the wisdom to know the difference.” — Reinhold Niebuhr
Ahhh&#8230;. wisdom.   Sometimes,  it seems like such a fleeting wish.  I can&#8217;t help but feel that sometimes I&#8217;m just banging my head against a brick wall.  Yes,  [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p><em>“God grant me the serenity to accept the things I cannot change, courage to change the things I can, and the wisdom to know the difference.” — Reinhold Niebuhr</em></p>
<p>Ahhh&#8230;. wisdom.   Sometimes,  it seems like such a fleeting wish.  I can&#8217;t help but feel that sometimes I&#8217;m just banging my head against a brick wall.  Yes,  I know my head is hard but it&#8217;s no match for the wall of blind obedience and arrogant ignorance.  =(</p>
<p align="justify">=======================================<br />
Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep</p>
<p align="justify">Subscribe to my <a target="_blank" href="http://feeds.feedburner.com/MommyBanker">feed </a>or subscribe via <a href="http://www.feedblitz.com/f/?Sub=&amp;Publisher=539303">email</a> to get notified of my next post.</p>
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		<title>Saving and Investing:  Michael Fischer makes the complex, simpler</title>
		<link>http://mommybanker.wordpress.com/2008/03/10/saving-and-investing-michael-fischer-makes-the-complex-simpler/</link>
		<comments>http://mommybanker.wordpress.com/2008/03/10/saving-and-investing-michael-fischer-makes-the-complex-simpler/#comments</comments>
		<pubDate>Mon, 10 Mar 2008 16:46:15 +0000</pubDate>
		<dc:creator>jhorca</dc:creator>
		
		<category><![CDATA[books]]></category>

		<category><![CDATA[financial advice]]></category>

		<category><![CDATA[financial literacy]]></category>

		<category><![CDATA[investment]]></category>

		<category><![CDATA[website]]></category>

		<category><![CDATA[Saving and Investing]]></category>

		<category><![CDATA[Michael Fischer]]></category>

		<guid isPermaLink="false">http://mommybanker.wordpress.com/?p=205</guid>
		<description><![CDATA[I was surfing through youtube the other day and came across the savingandinvesting channel of Michael Fischer.  A former Goldman and Sachs man,  Michael has made financial literacy his personal advocacy and seeks to demystify various financial concepts for the man on the street. 

He writes: 
&#8220;This subject is not about greed, short-cuts, opinions or speculation – it [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p align="justify">I was surfing through youtube the other day and came across the <a target="_blank" href="http://www.youtube.com/user/savingandinvesting">savingandinvesting channel</a> of Michael Fischer.  A former Goldman and Sachs man,  Michael has made financial literacy his personal advocacy and seeks to demystify various financial concepts for the man on the street. </p>
<blockquote>
<p align="justify">He writes: <br />
&#8220;This subject is not about greed, short-cuts, opinions or speculation – it is about being informed, and about being rewarded for participating in our financial system in order to provide better lives for ourselves and others that we care about.&#8221;</p></blockquote>
<p><span style="text-align:center; display: block;"><a href="http://mommybanker.wordpress.com/2008/03/10/saving-and-investing-michael-fischer-makes-the-complex-simpler/"><img src="http://img.youtube.com/vi/YI97TsYuHhw/2.jpg" alt="" /></a></span></p>
<p>View one video a day and increase your financial knowledge bank.</p>
<p>Other key links:<br />
The Website:  <a href="http://www.savingandinvesting.com/">http://www.savingandinvesting.com</a><br />
The Book:  <span><strong><a target="_blank" href="http://www.amazon.com/gp/redirect.html?ie=UTF8&amp;location=http%3A%2F%2Fwww.amazon.com%2FSaving-Investing-Financial-Knowledge-Literacy%2Fdp%2F1420866966%3Fie%3DUTF8%26s%3Dbooks%26qid%3D1205164798%26sr%3D8-1&amp;tag=aguilaclanweb-20&amp;linkCode=ur2&amp;camp=1789&amp;creative=9325">Saving and Investing: Financial Knowledge and Financial Literacy that Everyone Needs and Deserves to Have! </a></strong></span></p>
<p align="justify">=======================================<br />
Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep</p>
<p align="justify">Subscribe to my <a target="_blank" href="http://feeds.feedburner.com/MommyBanker">feed </a>or subscribe via <a href="http://www.feedblitz.com/f/?Sub=&amp;Publisher=539303">email</a> to get notified of my next post.</p>
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			<media:title type="html">jhorca</media:title>
		</media:content>

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		<title>Maxed Out:  Debt and Financial Insecurity</title>
		<link>http://mommybanker.wordpress.com/2008/03/06/maxed-out-debt-and-financial-insecurity/</link>
		<comments>http://mommybanker.wordpress.com/2008/03/06/maxed-out-debt-and-financial-insecurity/#comments</comments>
		<pubDate>Thu, 06 Mar 2008 23:02:09 +0000</pubDate>
		<dc:creator>jhorca</dc:creator>
		
		<category><![CDATA[Finances]]></category>

		<category><![CDATA[advocacy]]></category>

		<category><![CDATA[financial literacy]]></category>

		<category><![CDATA[debt]]></category>

		<category><![CDATA[Maxed Out]]></category>

		<category><![CDATA[society]]></category>

		<guid isPermaLink="false">http://mommybanker.wordpress.com/?p=204</guid>
		<description><![CDATA[Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders is a documenatary film which seeks to raise awareness on how credit and lending issues are affecting American society.   While it is targeted for Americans,  it could very well be telling our own story.  We as a nation and as individuals are also [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p align="justify"><u>Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders</u> is a documenatary film which seeks to raise awareness on how credit and lending issues are affecting American society.   While it is targeted for Americans,  it could very well be telling our own story.  We as a nation and as individuals are also over our heads in debt.  <a target="_blank" href="http://mommybanker.wordpress.com/2007/02/07/word-of-the-day-affluenza/" title="Affluenza">Affluenza</a> has led to an addiction to debt.</p>
<p align="justify">It&#8217;s a movie you can&#8217;t afford to miss.  Watch it here for free (albeit in low quality).   Share the link with your children,  your family and your friends.  Hopefully, it will make them think twice about spending money that they don&#8217;t have.    When it comes to credit,  it pays to be informed.</p>
<p align="justify">&nbsp;</p>
<p><span style='text-align:center;display:block;'><object width='400' height='330' type='application/x-shockwave-flash' data='http://video.google.com/googleplayer.swf?docId=-4840432044369494646&amp;hl=en'><param name='allowScriptAccess' value='never' /><param name='movie' value='http://video.google.com/googleplayer.swf?docId=-4840432044369494646&amp;hl=en'/><param name='quality' value='best'/><param name='bgcolor' value='#ffffff' /><param name='scale' value='noScale' /><param name='wmode' value='window'/></object></span></p>
<p align="justify">=======================================<br />
Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep</p>
<p align="justify">Subscribe to my <a target="_blank" href="http://feeds.feedburner.com/MommyBanker">feed </a>or subscribe via <a href="http://www.feedblitz.com/f/?Sub=&amp;Publisher=539303">email</a> to get notified of my next post.</p>
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			<media:title type="html">jhorca</media:title>
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		<title>Quote of the Day</title>
		<link>http://mommybanker.wordpress.com/2008/03/02/quote-of-the-day-9/</link>
		<comments>http://mommybanker.wordpress.com/2008/03/02/quote-of-the-day-9/#comments</comments>
		<pubDate>Sun, 02 Mar 2008 03:29:13 +0000</pubDate>
		<dc:creator>jhorca</dc:creator>
		
		<category><![CDATA[inspiration]]></category>

		<category><![CDATA[quote of the day]]></category>

		<category><![CDATA[happiness]]></category>

		<guid isPermaLink="false">http://mommybanker.wordpress.com/?p=203</guid>
		<description><![CDATA[Success is getting what you want, happiness is wanting what you get.
Bertrand Russell
=======================================
Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep
Subscribe to my feed or subscribe via email to get notified of my next post.
       ]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p><em>Success is getting what you want, happiness is wanting what you get.</em><br />
Bertrand Russell</p>
<p align="justify">=======================================<br />
Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep</p>
<p align="justify">Subscribe to my <a target="_blank" href="http://feeds.feedburner.com/MommyBanker">feed </a>or subscribe via <a href="http://www.feedblitz.com/f/?Sub=&amp;Publisher=539303">email</a> to get notified of my next post.</p>
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			<media:title type="html">jhorca</media:title>
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		<title>Say It All in Six Words</title>
		<link>http://mommybanker.wordpress.com/2008/03/01/say-it-all-in-six-words/</link>
		<comments>http://mommybanker.wordpress.com/2008/03/01/say-it-all-in-six-words/#comments</comments>
		<pubDate>Sat, 01 Mar 2008 05:52:04 +0000</pubDate>
		<dc:creator>jhorca</dc:creator>
		
		<category><![CDATA[Finances]]></category>

		<category><![CDATA[Poetry]]></category>

		<category><![CDATA[jokes]]></category>

		<category><![CDATA[lifestyle]]></category>

		<category><![CDATA[personal]]></category>

		<category><![CDATA[autobiography]]></category>

		<category><![CDATA[six word memoires]]></category>

		<guid isPermaLink="false">http://mommybanker.wordpress.com/?p=202</guid>
		<description><![CDATA[I&#8217;ve seen numerous emails circulating about six-word biographies, especially after Wired Magazine held a contest inspired by Hemingway&#8217;s story:  &#8220;For sale: baby shoes, never worn.” If you search the internet,  there are quite a few interesting 6-word financial stories, some of which could be the story of my own life.  =)
Here are some lives in [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p align="justify">I&#8217;ve seen numerous emails circulating about six-word biographies, especially after Wired Magazine held a contest inspired by Hemingway&#8217;s story:  &#8220;For sale: baby shoes, never worn.” If you search the internet,  there are quite a few interesting 6-word financial stories, some of which could be the story of my own life.  =)</p>
<p align="justify">Here are some lives in money, in six words. </p>
<p align="justify">*  Bought high, sold low, smacked forehead.<br />
*  I save, he spends, we&#8217;re broke.<br />
*  Must mend holes in my pockets.<br />
*  Need to pay off credit card.<br />
*  Spending my days hiding from responsibility.<br />
*  ET phone home. Wire more money.<br />
*  Born with a silver spoon: yum!<br />
*  Do children really cost that much?<br />
*  I came, I saw, I overspent <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /><br />
*  Doing my best to retire early.<br />
*  Spurts of saving, blasts of decadence.<br />
*  Got more sense than dollars, unfortunately.<br />
*  Spent much, saved little. Oh well.</p>
<p align="justify">=======================================<br />
Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep</p>
<p align="justify">Subscribe to my <a target="_blank" href="http://feeds.feedburner.com/MommyBanker">feed </a>or subscribe via <a href="http://www.feedblitz.com/f/?Sub=&amp;Publisher=539303">email</a> to get notified of my next post.</p>
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			<media:title type="html">jhorca</media:title>
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		<title>Get a Free Copy of 10 Mistakes Every Investor Makes and How to Avoid them</title>
		<link>http://mommybanker.wordpress.com/2008/02/28/get-a-free-copy-of-10-mistakes-every-investor-makes-and-how-to-avoid-them/</link>
		<comments>http://mommybanker.wordpress.com/2008/02/28/get-a-free-copy-of-10-mistakes-every-investor-makes-and-how-to-avoid-them/#comments</comments>
		<pubDate>Thu, 28 Feb 2008 05:31:00 +0000</pubDate>
		<dc:creator>jhorca</dc:creator>
		
		<category><![CDATA[financial advice]]></category>

		<category><![CDATA[financial literacy]]></category>

		<category><![CDATA[freebies]]></category>

		<category><![CDATA[investment]]></category>

		<category><![CDATA[website]]></category>

		<category><![CDATA[In the Money]]></category>

		<guid isPermaLink="false">http://mommybanker.wordpress.com/?p=201</guid>
		<description><![CDATA[Ryan of In the Money is offering a free copy of his special report: 10 Mistakes Every Investor Makes and How to Avoid Them to all subscribers to his newletter.  Click on this link for more details.

=======================================
Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep
Subscribe to my feed or subscribe via [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>Ryan of <a target="_blank" href="http://www.i-endeavors.com/" title="In the Money">In the Money</a> is offering a free copy of his special report: <strong>10 Mistakes Every Investor Makes and How to Avoid Them</strong> to all subscribers to his newletter.  Click on this <a href="http://www.i-endeavors.com/2008/02/25/10-mistakes-investors-make-and-how-to-avoid-them/" title="In the Money">link</a> for more details.</p>
<p><span style="text-align:center; display: block;"><a href="http://mommybanker.wordpress.com/2008/02/28/get-a-free-copy-of-10-mistakes-every-investor-makes-and-how-to-avoid-them/"><img src="http://img.youtube.com/vi/77mbFF0s9uE/2.jpg" alt="" /></a></span></p>
<p align="justify">=======================================<br />
Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep</p>
<p align="justify">Subscribe to my <a target="_blank" href="http://feeds.feedburner.com/MommyBanker">feed </a>or subscribe via <a href="http://www.feedblitz.com/f/?Sub=&amp;Publisher=539303">email</a> to get notified of my next post.</p>
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