A Budget for Today and Tomorrow

Anyone handling the household finances knows how hard it is to balance the books and ensure that at the end of the month, our wallets are filled with money, not bills. In my own quest to take control of our expenditures, I’ve devised my own spreadsheet, plotting out expected big ticket items (spending AND saving). Quicken or Microsoft Money doesn’t do it for me.

Kiplinger has come up with the simplest yet most effective worksheet that I’ve seen. It’s perfect for newlyweds and young families. Sometimes, simple is best. =)

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