A Free Gift from David Bach

A piece of good advice from the elders:  Do Not Start the New Year in Debt.

Unfortunately,  for many people,  that just was not the case.   Most just did not know where to start.   Well, David Bach is coming to the rescue.    This best-selling author is on a mission to get America (and the world) out of debt and has been it is his personal mission in 2011 to “help one million people pay down a billion dollars in debt and start a new, debt-free life.”  He has just completed his 12th book ‘Debt Free For Life’ which is out in stores now.

For a limited 24-hour window,  you can download a free copy of David’s new book straight to your desktop. Then, you can read it at your leisure and let his tips work for you!  This offer is only available for 24 hours and ends at 11:59pm EST tonight.  (January 5, 2011).    Just click on this link and you’re on your way. Pass this piece of great news to friends and family members.

For more information on David Bach,  please visit his website.


Reading is Cool

A few days ago, Howie shared a site called http://hotguysreadingbooks.tumblr.com/
Let me set the record straight… I am NOT emotionally prepared for the little giant to be considered “hot”. =)

That being said, I love the fact that his face lights up and he literally dances whenever I mention that we’ll be going to Borders, Prologue, or Kinokuniya. In his book, reading is cool.

24 hr Freebie Alert: Download David Bach’s Start Over, Finish Rich

“A recession is a terrible thing to waste–so don’t waste this one! Use it instead to get rich.”
— David Bach

I have personally declared 2010 as the year in which I get my financial house in order. Financial expert David Bach explains that this year will be the best opportunity for building wealth we have seen in decades. And, as the economy recovers, you must be set up to recover with it. David’s easy, take-action plan will show you how.

His latest book, Start Over, Finish Rich supplies the ten crucial moves you must make in 2010 to get back on track and recapture your dreams of a richer future. Learn how to:

* Get out of debt
* Fix your credit
* Rebuild and improve your retirement plans
* Take smart risks
* Reorganize your financial life for the high tech age
* Update your real estate plan
* Change your thinking about money
* Recommit to wealth

Now here’s the special offer: David has partnered with AOL and their Personal Finance site, Walletpop to make this book free TODAY ONLY.

Just click on this link to download your copy now.

So what are you waiting for? Hurry and learn how you can make 2010 your best year (financially) ever!

Nov 7: Money Matters for Kids

Money MattersMoney Matters for Kids: Earn it, Save it, Spend it, Share It! Traveling Exhibit and Workbook Launch * Nov. 7, 10 AM
It is never too early to teach our children to be financially literate.  When we start young, we can be wise savers, careful spenders and smart consumers!  Through a sponsorship grant by Citi Foundation, Museo Pambata presents a traveling exhibit and workbook on financial literacy for children. The traveling exhibit and workbook feature information, puzzles, games and ways to understand money and how significant it is in our lives. Similarly, a box of activity cards which comes with the workbook provide ideas for a child to further inquire about the meaning of money in their lives.

Analysis Paralysis: What are the Best Financial Products for You?

Ok.  So you’ve  decided that 2009 will be the year in which you will commit yourself to putting your financial house together.   You’ve done a financial health check and discovered the vulnerable areas which need additional attention e.g  too much debt, too low a return on savings or onerous finance charges which could be restructured.   You’ve come up with an Action Plan which now needs to be implemented.

Then what?  Where do you go from there? 

The search for the best financial solution for YOU begins and quickly falters, faced with a gargantuan pile of leaflets and brochures from various financial institutions.  I wish there was a reputable Cliff’s Notes version,  wherein someone comes in,  sifts through the various products being offered and comes up with a crisp, concise, objective summary.  

Hmmmm…..welcome to the club of those stuck in analysis paralysis. 

There are a number of websites such as comparecards.com which act as product aggregators:  trawling the country to find financial institutions which offer the best CD rates, Online Savings Accounts/Checking Accounts, credit cards, mortgages, auto loans, insurance, personal finance calculators.   Go to them when searching for the best low interest credit card or for one which will allow you to balance transfer w/ no fee.  It is up to you to decide which structure is best for your financial situation.     Be sure to explore all the options available to you and most importantly, read the fine print before signing on the dotted line.    You might discover that the institution offering the best rates may not be giving you the best terms.

Not sure what is the best action point for your particular financial situation?  Grab a copy of Suze Orman’s 2009 Action Plan.   Go to the topic which worries you the most.  She cites numerous situations and suggests actions which you could take to improve your financial standard.  No matter what situation you’re in, you will find a plan of action and the answers to your questions about:

* Credit * Retirement *Savings and Spending*Real Estate*Paying for College* Protecting Your Family

 “In times of great stress, it is natural to react by making decisions and taking actions that bring instant relief.  When it comes to financial matters, often the decisions that calm us amid tumult are actions that can imperil our long-term security.” — Suze Orman

Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep

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Free Ebook: Suze Orman’s 2009 Action Plan

soI bet you are scared. Angry, too. And confused.

 These are the opening lines to Suze Orman’s 2009 Action Plan:  Keeping Your Money Safe and Sound, echoing the feelings in most households around the world.    In it,  she shares advice that we can all start using today to better manage our money and start living our best life.  Suze’s approach is forward, demanding and aggressive, but that may be what some individuals need to experience.   My 2009 Action Plan is designed to make sure we are ready for the unexpected—this year and every year forward. 

No matter what situation you’re in, you will find a plan of action and the answers to your questions about:

* Credit * Retirement *Savings and Spending * Real Estate *Paying for College * Protecting Your Family

The book normally sells of $9.99 but wonderful Oprah had Suze Orman on her show today, and as part of it they are giving out a free download of Suze Orman’s 2009 Action Plan.   Yup,  that’s right,  you don’t pay a cent.  You can find more information and the download link on this page, but it’s only available until 11:59 p.m. CT on Thursday, January 15.  Please note that the book is copyrighted. You may view and download the file, but you may not copy the file or share or forward it to any other person.  So download it now, read it later and make your own Action Plan tomorrow!

You must commit to actually taking action.  This is not a book to read or pondered.  If you care about financial security for yourself and your family,  if you want to do everything in your power to protect yourself and your future,  you will not get there with wishful thinking or procrastination.  You cannot sit this one out, hoping that the storm will pass and everything will be just fine.  If you do nothing,  I am sorry to say you may be in even deeper trouble in 2010.

Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep

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From Blog to Printed Baby Book

Springwise regularly trawls through the world wide web searching for new business ideas spotted around the world.  My favorite this week is the great new offering by Kidmondo & Baby Chapters.

Here’s the Springwise entry:

Online and offline are no longer mutually exclusive realms, as we’ve already pointed out in numerous examples. The latest illustration comes from the world of online baby journals, where purveyors are increasingly beginning to offer print versions as well.

To wit: Kidmondo, which we covered this summer, has since added a print option to its offerings. Through a partnership with custom publishing platform Sharedbook, Kidmondo now gives parents a fast and easy way to turn all the content they create online into a “KidBook” in the brick-and-mortar world. Users can pick which parts of the online journal they want to include in the book as well as customizing the content, cover, titles and more. Pricing for the KidBook begins at USD 28 for a perfect-bound softcover book with 20 full-colour pages and free US shipping. Hardcover is also available, and additional pages can be added for USD 0.50 each. KidBooks are currently available only in English, but Kidmondo hopes to accommodate other languages in the future, it says.

BabyChapters, meanwhile, is another site that lets parents share their baby’s precious moments with family and friends in a safe and secure way, and also offers an online-offline combination. After creating their free online baby book, parents can select the chapters they’d like to include in a hardcover print version. Prices begin at USD 27.95 for a 24-page book, with a 20 percent discount for additional copies. Los Angeles-based BabyChapters launched in April.

These would make great gifts for doting grandparents and other family members.  =)

Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep

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