Another freebie from Oprah.com: Jean Chatzky’s The Difference

the-difference

I got so excited to hear the news from http://www.phbestdeals.com/:  Jean Chatzky will offer her new book, The Difference, as a free download for 24 hours exclusively on Oprah.com. The book will be available for download from 11 a.m. ET Friday until 10:59 a.m. ET Saturday. Learn the top five things you can do to thrive during tough times, myths and facts about the wealthy and what barriers stand between you and financial security.

Download your free copy here.

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Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep

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Free Ebook: Suze Orman’s 2009 Action Plan

soI bet you are scared. Angry, too. And confused.

 These are the opening lines to Suze Orman’s 2009 Action Plan:  Keeping Your Money Safe and Sound, echoing the feelings in most households around the world.    In it,  she shares advice that we can all start using today to better manage our money and start living our best life.  Suze’s approach is forward, demanding and aggressive, but that may be what some individuals need to experience.   My 2009 Action Plan is designed to make sure we are ready for the unexpected—this year and every year forward. 

No matter what situation you’re in, you will find a plan of action and the answers to your questions about:

* Credit * Retirement *Savings and Spending * Real Estate *Paying for College * Protecting Your Family

The book normally sells of $9.99 but wonderful Oprah had Suze Orman on her show today, and as part of it they are giving out a free download of Suze Orman’s 2009 Action Plan.   Yup,  that’s right,  you don’t pay a cent.  You can find more information and the download link on this page, but it’s only available until 11:59 p.m. CT on Thursday, January 15.  Please note that the book is copyrighted. You may view and download the file, but you may not copy the file or share or forward it to any other person.  So download it now, read it later and make your own Action Plan tomorrow!

You must commit to actually taking action.  This is not a book to read or pondered.  If you care about financial security for yourself and your family,  if you want to do everything in your power to protect yourself and your future,  you will not get there with wishful thinking or procrastination.  You cannot sit this one out, hoping that the storm will pass and everything will be just fine.  If you do nothing,  I am sorry to say you may be in even deeper trouble in 2010.

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Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep

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Oprah Freebie: Holiday Hits 2008

I totally love this.  Oprah has teamed up with some of the biggest names in the music business to create a one-of-a-kind holiday mix. 

Faith Hill, “Joy to the World” from the album Joy to the World
Tony Bennett, “I’ll be Home for Christmas” from the album A Swingin’ Christmas
Il Divo, “O Holy Night” from the album The Christmas Collection
Josh Groban, “It Came Upon a Midnight Clear” from the album Noel
Brian McKnight, “It’s the Most Wonderful Time of the Year” from the album I’ll Be Home for Christmas
Amy Grant, “O Come All Ye Faithful” from the album The Christms Collection
Harry Connick Jr., “It’s Beginning to Look a Lot Like Christmas” from the album What a Night! A Christmas Album
Aretha Franklin, “Silent Night” from the album This Christmas

These eight songs can be downloaded free for the next 48 hours.  Click on this link.

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Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep

Subscribe to my feed or subscribe via email to get notified of my next post.

Free eBook: Women & Money by Suze Orman

What do you do when you lose everything in a heartbeat?  Oprah had Suze Orman on her show today, and as part of it they are giving out a free download of her latest book Women and Money: Owning the Power to Control Your Destiny. You can find more information and the download link on this page, but it’s only available until 2/14 at 8pm EST.  Please note that the book is copyrighted. You may view and download the file, but you may not copy the file or share or forward it to any other person.  So download it now, and read it later!

Thanks My Money Blog!

The greatest insight I’ve gotten out of Suze’s book: be as committed to yourself as you are to others. Say your name out loud: unleash the power of the woman inside and take control of your destiny. Sit down and write your definition of a rich life. Articulate your needs and wants and determine what steps are needed to get there.

Other takeaways:

Establish a healthy relationship with your money. It takes more to say no out of love than to say yes out of weakness.  How true!  Daggamit, how many of us have made ill-advised money decisions in order to save a (dysfuctional) relationship with family members, friends, lovers?

For stay at home moms: the one who brings home the paycheck doesn’t have the power to decide how it’s spent. The two of you who share that money have equal decision-making power. Give the relationship power over the money – do not make money more powerful than the relationship.

For moms: be honest with yourself and your kids. Involve them early and teach them to be financially responsible. Let them know how much life costs…. those happy meals add up.

For BFFs/daughters: money should not be a prerequisite for maintaining a relationship. Stop feeling guilty. Emotion does not build financial security.  For me, this is the hardest lesson to internalize.  How do you say no to a friend or a family member? Sigh.  This is often the reason why the hard earned money of many OFWs are gone within a few years.

Things I need to research:  Do we have long-term-care insurance?

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Motherhood has a very humanizing effect. Everything gets reduced to essentials. ~Meryl Streep

Subscribe to my feed or subscribe via email to get notified of my next post.

Life Makeover

Thought for Today
“I believe the only reason we’re here is to find out what we love…and get about the business of living it!”

—Oprah



It’s always good to start the New Year with a do-over. Love her or hate her, you have to give credit to Oprah for discovering people who empower others, whether it be a a great fitness trainer, yummy interior decorator or introspective life coach. There was an Oprah show recently which talked about the Lifestyle Makeover: How to Find Your Passion. The catchphrase was “Uncover your true passion — and find real happiness. Here are some steps provided by Cheryl Robertson:1. Get Quiet. This means slowing down, spending time with yourself, taking good care of your body and mind, nurturing your spirit, and engaging in activities that will move you out of your head and into your body.

2. Become sensitive to your environment. Spend one week paying close attention to what excites you, touches you, inspires you to think in a whole new way, or even frustrates you. Watch for clues. Stories in newspapers, programs on television or conversations with friends may give you an indication of those things that will lead you to your passions. Write about your discoveries.

3. Ask yourself:
– What interest, passion or desire are you most afraid of admitting to yourself and others?
– What do you love about yourself?
– Who do you know that’s doing something you’d like to do? Describe yourself doing it.
– How could you make the world a better place for yourself and others?
– What’s stopping you from moving forward with exploring your passion?

4. Take a risk. Stop thinking about your passions and start doing something. Take a risk, and step out to try something new. By challenging your fear with action, you’ll not only raise your self-esteem, you’ll expand your comfort zone.